CHECKLIST

PROPERTY INFORMATION ( IF YOU ALREADY HAVE A CONTRACT ON A HOUSE )

- Purchase Agreement
- Copy of legal description and MLS sheet
- If you are selling your current home, copy of listing contract
- If you have sold your current home, copy of settlement statement (HUD-1)

INCOME & ASSETS

- Pay stubs for the last 30 days.
- Names and addresses of each employer (past 2 years)
- W-2s (past 2 years)
- Statements for each bank, mutual fund, and/or investment account for the last three months

- Estimated value of personal property and furniture
- If you have made any large deposits to your accounts:
  - Explanation and source for deposit
   - If large deposit was a gift:
   - Signed gift letter (lender can supply)
   - Copy of gift check
   - Copy of deposit receipt
- If you own more than 25% of a business:
  - Corporate or partnership tax returns

- If self-employed:
  - Tax returns for the last three years (with schedules)
  - Year-to-Date Profit and Loss Statement prepared by an accountant

- If you own rental property:
  - Tax returns for the last two years and current rental agreements

- If you are retired:
  - Pension Award Letter

- If you receive Social Security:
  - Social Security Award Letter

- If you are counting child support as income:
  - Copy of divorce settlement
  - Copy of twelve months of cancelled child support checks

DEBTS

- Names, addresses, account numbers, balances and monthly payments on all current loans

- Explanation of credit report anomalies, including:
  - Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens
  - Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

VA LOANS

- Copy of DD Form 214, Report of Separation

MISCELLANEOUS

- Photo ID and proof of Social Security number
- Residence addresses for the past two years
- If applicable, a copy of your divorce decree
- If you are not a citizen, a copy of the front and back of your green card
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An Asset Mutual Mortgage Representative is ready to answer any questions.


708-532-2500